Become a payment facilitator. Power your platform.

FluxPay enables platforms and marketplaces to onboard sub-merchants, split payments, and manage compliance — all through a single API.

What is PayFac?

If you run a platform where other businesses accept payments through you, you need payment facilitation infrastructure. FluxPay acts as your acquirer and compliance engine — so you can focus on your product, not payment operations.

  • Marketplace platforms (e.g., bookings, services, rentals)
  • SaaS tools with billing add-ons
  • White-label payment products

PayFac Features

Sub-merchant onboarding

Automated KYC/KYB flows powered by Ondato integration. Onboard sub-merchants in minutes, not days.

Split settlements

Route funds to multiple beneficiaries automatically. Configure revenue splits, platform fees, and payout schedules per sub-merchant.

Portfolio monitoring

Real-time chargeback tracking across your entire sub-merchant portfolio. Automated freeze triggers protect you before losses escalate.

Compliance delegation

FluxPay carries AML/CFT obligations for the acquiring relationship. Your sub-merchants benefit from our regulated compliance infrastructure.